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52score
$90,000
MLS
Street view10051 Penrith Dr
Indianapolis IN 46229 · Single Family · built 1973
2 bd1.5 ba1,012 sqft$89/sqft vs ZIP $138 −36%
1.32 lender DSCR (est.)
Rent covers the estimated payment 1.32× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,098/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.3236% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$90,000List price
$1,098Rent estimate / mo
1.32Lender DSCR (est.)
$1,746Taxes / yr · county assessor
$138ZIP median $ / sqft
52/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,098 |
| − Mortgage (P&I) | −$472 |
| − Taxes | −$146 |
| − Insurance | −$38 |
| − HOA | −$180 |
| = Cash flow before vacancy & repairs | $263 |
The numbers
- Price
- $90,000
- $ / sq ft
- $89 ZIP median $138
- Rent estimate
- $1,098/mo HUD fair-market rent
- Property taxes
- $1,746/yr 2% cap on assessed value $87,300
- PITIA (assumed)
- $835/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $180/mo
- Lender DSCR (est.)
- 1.32 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 52/100 DSCR 1.32 · 36% under ZIP $/sqft
The property
- Beds / baths
- 2 / 1.5
- Living area
- 1,012 sq ft
- Lot
- —
- Year built
- 1973
- Property type
- Single Family
- HOA
- $180/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125549
- Listed
- Sep 14, 2026
- Days on market
- 18
- Listing agent
- Yessenia Lozano · F.C. Tucker Company - Fishers/Geist
3173792905 · yessenia.lozano@talktotucker.com - Price history
- First asked $90,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.