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60score
$144,900
MLS
Street view1020 King Ave
Indianapolis IN 46222 · Single Family · built 1922
4 bd2 ba1,876 sqft$77/sqft vs ZIP $158 −51%
1.74 lender DSCR (est.)
Rent covers the estimated payment 1.74× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,808/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.7451% under ZIP $/sqftverify condition
The underwriting
The numbers (estimates, illustrative)
$144,900List price
$1,808Rent estimate / mo
1.74Lender DSCR (est.)
$2,594Taxes / yr · county assessor
$158ZIP median $ / sqft
60/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,808 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$216 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $772 |
The numbers
- Price
- $144,900
- $ / sq ft
- $77 ZIP median $158
- Rent estimate
- $1,808/mo HUD fair-market rent
- Property taxes
- $2,594/yr 2% cap on assessed value $129,700
- PITIA (assumed)
- $1,036/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.74 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 60/100 DSCR 1.74 · 51% under ZIP $/sqft · verify condition
The property
- Beds / baths
- 4 / 2
- Living area
- 1,876 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1922
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22119892
- Listed
- Aug 17, 2026
- Days on market
- 61
- Listing agent
- Salhma Lauro · F.C. Tucker Company
3175194801 · salhma.lauro@talktotucker.com - Price history
- First asked $144,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.