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3score
New
$419,900
MLS
Street view1028 Cortland Ln
Westfield IN 46074 · Single Family · built 2022
3 bd2.5 ba2,059 sqft$204/sqft vs ZIP $211 −3%
0.69 lender DSCR (est.)
Rent covers the estimated payment 0.69× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,173/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$419,900List price
$2,173Rent estimate / mo
0.69Lender DSCR (est.)
$8,046Taxes / yr · county assessor
$211ZIP median $ / sqft
3/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,173 |
| − Mortgage (P&I) | −$2,202 |
| − Taxes | −$671 |
| − Insurance | −$175 |
| − HOA | −$110 |
| = Cash flow before vacancy & repairs | $-984 |
The numbers
- Price
- $419,900
- $ / sq ft
- $204 ZIP median $211
- Rent estimate
- $2,173/mo HUD fair-market rent
- Property taxes
- $8,046/yr 2% cap on assessed value $402,300
- PITIA (assumed)
- $3,157/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $110/mo
- Lender DSCR (est.)
- 0.69 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 3/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,059 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2022
- Property type
- Single Family
- HOA
- $110/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133478
- Listed
- Oct 27, 2026
- Days on market
- 61 relisted — counted from when we first saw it
- Listing agent
- Molly Lawless · F.C. Tucker Company - Keystone at the Crossing
3172596000 · mlawless@talktotucker.com - Price history
- First asked $419,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.