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46score
$195,000
MLS
Street view1030 W 30th St
Indianapolis IN 46208 · Single Family · built 2000
4 bd1.5 ba1,632 sqft$119/sqft vs ZIP $126 −5%
1.55 lender DSCR (est.)
Rent covers the estimated payment 1.55× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,095/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.55
The underwriting
The numbers (estimates, illustrative)
$195,000List price
$2,095Rent estimate / mo
1.55Lender DSCR (est.)
$3,010Taxes / yr · county assessor
$126ZIP median $ / sqft
46/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,095 |
| − Mortgage (P&I) | −$1,023 |
| − Taxes | −$251 |
| − Insurance | −$81 |
| = Cash flow before vacancy & repairs | $740 |
The numbers
- Price
- $195,000
- $ / sq ft
- $119 ZIP median $126
- Rent estimate
- $2,095/mo ZIP + bedroom comps
- Property taxes
- $3,010/yr 2% cap on assessed value $150,500
- PITIA (assumed)
- $1,355/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.55 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 46/100 DSCR 1.55
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,632 sq ft
- Lot
- 5,663 sq ft
- Year built
- 2000
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22096881
- Listed
- Apr 21, 2026
- Days on market
- 179
- Listing agent
- Candice Childs · Scott Estates
3174004729 · candice@scottestates.net - Price history
- First asked $195,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.