Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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18score
$395,000
MLS
Street view10359 Deercrest Ln
Indianapolis IN 46239 · Single Family · built 2018
5 bd3.5 ba3,143 sqft$126/sqft vs ZIP $148 −15%
0.77 lender DSCR (est.)
Rent covers the estimated payment 0.77× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,284/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
15% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$395,000List price
$2,284Rent estimate / mo
0.77Lender DSCR (est.)
$8,322Taxes / yr · county assessor
$148ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,284 |
| − Mortgage (P&I) | −$2,071 |
| − Taxes | −$694 |
| − Insurance | −$165 |
| − HOA | −$29 |
| = Cash flow before vacancy & repairs | $-675 |
The numbers
- Price
- $395,000
- $ / sq ft
- $126 ZIP median $148
- Rent estimate
- $2,284/mo HUD fair-market rent
- Property taxes
- $8,322/yr 2% cap on assessed value $416,100
- PITIA (assumed)
- $2,959/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $29/mo
- Lender DSCR (est.)
- 0.77 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 15% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 5 / 3.5
- Living area
- 3,143 sq ft
- Lot
- 7,405 sq ft
- Year built
- 2018
- Property type
- Single Family
- HOA
- $29/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22106604
- Listed
- Jun 6, 2026
- Days on market
- 119
- Listing agent
- Jasmeen Kaur · URBAN DREAM REALTY LLC
7655163639 · jasmeen.kaur@kw.com - Price history
- First asked $395,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.