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0score
New Construction
$1,600,000
MLS
Street view10415 Westfield Blvd
Carmel IN 46280 · Single Family · built 2026
5 bd5.5 ba4,775 sqft$335/sqft vs ZIP $237 +41%
0.26 lender DSCR (est.)
Rent covers the estimated payment 0.26× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,797/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$1,600,000List price
$2,797Rent estimate / mo
0.26Lender DSCR (est.)
$19,200Taxes / yr · assumed 1.2%
$237ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,797 |
| − Mortgage (P&I) | −$8,391 |
| − Taxes | −$1,600 |
| − Insurance | −$667 |
| = Cash flow before vacancy & repairs | $-7,860 |
The numbers
- Price
- $1,600,000
- $ / sq ft
- $335 ZIP median $237
- Rent estimate
- $2,797/mo HUD fair-market rent
- Property taxes
- $19,200/yr assumed 1.2% of price
- PITIA (assumed)
- $10,657/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.26 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 5 / 5.5
- Living area
- 4,775 sq ft
- Lot
- 20,909 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- New Construction
- MLS #
- 22126772
- Listed
- Sep 17, 2026
- Days on market
- 18
- Listing agent
- Kyle Gatesy · eXp Realty, LLC
8123444697 · kyle@rise-indy.com - Price history
- First asked $1,600,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.