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37score
$340,000
MLS
Street view10461 Woodlawn Dr
Carmel IN 46280 · Single Family · built 1958
4 bd1.5 ba1,772 sqft$192/sqft vs ZIP $237 −19%
1.24 lender DSCR (est.)
Rent covers the estimated payment 1.24× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,797/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.2419% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$340,000List price
$2,797Rent estimate / mo
1.24Lender DSCR (est.)
$4,080Taxes / yr · assumed 1.2%
$237ZIP median $ / sqft
37/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,797 |
| − Mortgage (P&I) | −$1,783 |
| − Taxes | −$340 |
| − Insurance | −$142 |
| = Cash flow before vacancy & repairs | $532 |
The numbers
- Price
- $340,000
- $ / sq ft
- $192 ZIP median $237
- Rent estimate
- $2,797/mo HUD fair-market rent
- Property taxes
- $4,080/yr assumed 1.2% of price
- PITIA (assumed)
- $2,265/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.24 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 37/100 DSCR 1.24 · 19% under ZIP $/sqft
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,772 sq ft
- Lot
- 20,909 sq ft
- Year built
- 1958
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124278
- Listed
- Sep 3, 2026
- Days on market
- 32
- Listing agent
- Austin Brown · Austin Brown Realty Group
3176263233 · austin@austinbrowngroup.com - Price history
- First asked $340,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.