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7score
$699,900
MLS
Street view10472 Lower Garden Way
Zionsville IN 46077 · Single Family · built 2022
4 bd3.5 ba3,056 sqft$229/sqft vs ZIP $251 −9%
0.59 lender DSCR (est.)
Rent covers the estimated payment 0.59× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,862/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
9% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$699,900List price
$2,862Rent estimate / mo
0.59Lender DSCR (est.)
$8,399Taxes / yr · assumed 1.2%
$251ZIP median $ / sqft
7/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,862 |
| − Mortgage (P&I) | −$3,670 |
| − Taxes | −$700 |
| − Insurance | −$292 |
| − HOA | −$150 |
| = Cash flow before vacancy & repairs | $-1,950 |
The numbers
- Price
- $699,900
- $ / sq ft
- $229 ZIP median $251
- Rent estimate
- $2,862/mo HUD fair-market rent
- Property taxes
- $8,399/yr assumed 1.2% of price
- PITIA (assumed)
- $4,812/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $150/mo
- Lender DSCR (est.)
- 0.59 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 7/100 9% under ZIP $/sqft
The property
- Beds / baths
- 4 / 3.5
- Living area
- 3,056 sq ft
- Lot
- 5,227 sq ft
- Year built
- 2022
- Property type
- Single Family
- HOA
- $150/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22100223
- Listed
- May 7, 2026
- Days on market
- 151
- Listing agent
- Pam Jones · CENTURY 21 Scheetz
3178731700 · pjones@c21scheetz.com - Price history
- First asked $699,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.