1 / 6
25score
$634,900
MLS
Street view10521 Westerly Ct
Fishers IN 46040 · Single Family · built 2012
6 bd4 ba4,978 sqft$128/sqft vs ZIP $190 −33%
0.48 lender DSCR (est.)
Rent covers the estimated payment 0.48× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,073/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
33% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$634,900List price
$2,073Rent estimate / mo
0.48Lender DSCR (est.)
$7,619Taxes / yr · assumed 1.2%
$190ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,073 |
| − Mortgage (P&I) | −$3,329 |
| − Taxes | −$635 |
| − Insurance | −$265 |
| − HOA | −$64 |
| = Cash flow before vacancy & repairs | $-2,220 |
The numbers
- Price
- $634,900
- $ / sq ft
- $128 ZIP median $190
- Rent estimate
- $2,073/mo HUD fair-market rent
- Property taxes
- $7,619/yr assumed 1.2% of price
- PITIA (assumed)
- $4,293/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $64/mo
- Lender DSCR (est.)
- 0.48 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 33% under ZIP $/sqft
The property
- Beds / baths
- 6 / 4
- Living area
- 4,978 sq ft
- Lot
- 15,246 sq ft
- Year built
- 2012
- Property type
- Single Family
- HOA
- $64/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22122255
- Listed
- Sep 2, 2026
- Days on market
- 33
- Listing agent
- Patrick Tumbarello · F.C. Tucker Company - Fishers/Geist
3179185994 · patrick@homesofindiana.com - Price history
- First asked $634,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.