Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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8score
$325,000
MLS
Street view10522 Patoka Rd
Indianapolis IN 46239 · Single Family · built 2004
4 bd2.5 ba2,429 sqft$134/sqft vs ZIP $148 −10%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,093/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
10% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$325,000List price
$2,093Rent estimate / mo
0.87Lender DSCR (est.)
$6,260Taxes / yr · county assessor
$148ZIP median $ / sqft
8/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,093 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$522 |
| − Insurance | −$135 |
| − HOA | −$44 |
| = Cash flow before vacancy & repairs | $-312 |
The numbers
- Price
- $325,000
- $ / sq ft
- $134 ZIP median $148
- Rent estimate
- $2,093/mo ZIP + bedroom comps
- Property taxes
- $6,260/yr 2% cap on assessed value $313,000
- PITIA (assumed)
- $2,405/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $44/mo
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 8/100 10% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,429 sq ft
- Lot
- 9,583 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- $44/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22107556
- Listed
- Jun 11, 2026
- Days on market
- 114
- Listing agent
- Sean Daniels · Daniels Real Estate
3173710060 · sean@danielsrealestate.com - Price history
- First asked $325,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.