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20score
$375,000
MLS
Street view10605 Dunes Ct
Indianapolis IN 46239 · Single Family · built 2006
4 bd2.5 ba3,237 sqft$116/sqft vs ZIP $152 −24%
0.78 lender DSCR (est.)
Rent covers the estimated payment 0.78× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,100/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
24% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$375,000List price
$2,100Rent estimate / mo
0.78Lender DSCR (est.)
$6,262Taxes / yr · county assessor
$152ZIP median $ / sqft
20/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,100 |
| − Mortgage (P&I) | −$1,967 |
| − Taxes | −$522 |
| − Insurance | −$156 |
| − HOA | −$50 |
| = Cash flow before vacancy & repairs | $-595 |
The numbers
- Price
- $375,000
- $ / sq ft
- $116 ZIP median $152
- Rent estimate
- $2,100/mo ZIP + bedroom comps
- Property taxes
- $6,262/yr 2% cap on assessed value $313,100
- PITIA (assumed)
- $2,695/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $50/mo
- Lender DSCR (est.)
- 0.78 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 20/100 24% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,237 sq ft
- Lot
- 10,019 sq ft
- Year built
- 2006
- Property type
- Single Family
- HOA
- $50/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128224
- Listed
- Sep 25, 2026
- Days on market
- 8
- Listing agent
- Shelby K Farrar · Opendoor Brokerage, LLC.
4804625392 · homes@opendoor.com - Price history
- First asked $375,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.