1 / 6
33score
↓ $10,000
$290,000
MLS
Street view10625 Gathering Dr
Indianapolis IN 46259 · Single Family · built 2007
4 bd2.5 ba2,572 sqft$113/sqft vs ZIP $150 −25%
0.91 lender DSCR (est.)
Rent covers the estimated payment 0.91× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,026/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
25% under ZIP $/sqftprice cut 3%below assessed value
The underwriting
The numbers (estimates, illustrative)
$290,000List price
$2,026Rent estimate / mo
0.91Lender DSCR (est.)
$6,474Taxes / yr · county assessor
$150ZIP median $ / sqft
33/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,026 |
| − Mortgage (P&I) | −$1,521 |
| − Taxes | −$540 |
| − Insurance | −$121 |
| − HOA | −$38 |
| = Cash flow before vacancy & repairs | $-193 |
The numbers
- Price
- $290,000
- $ / sq ft
- $113 ZIP median $150
- Rent estimate
- $2,026/mo HUD fair-market rent
- Property taxes
- $6,474/yr 2% cap on assessed value $323,700
- PITIA (assumed)
- $2,219/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $38/mo
- Lender DSCR (est.)
- 0.91 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 33/100 25% under ZIP $/sqft · price cut 3% · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,572 sq ft
- Lot
- 13,504 sq ft
- Year built
- 2007
- Property type
- Single Family
- HOA
- $38/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22106039
- Listed
- Jun 5, 2026
- Days on market
- 134
- Listing agent
- Nathan Smith · Highgarden Real Estate
3178004758 · cn223273@mlspin.net - Price history
- First asked $300,000 · previously $300,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.