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21score
New
$324,900
MLS
Street view10709 Gathering Dr
Indianapolis IN 46259 · Single Family · built 2007
4 bd2.5 ba2,693 sqft$121/sqft vs ZIP $150 −20%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,041/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
19% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$324,900List price
$2,041Rent estimate / mo
0.87Lender DSCR (est.)
$5,972Taxes / yr · county assessor
$150ZIP median $ / sqft
21/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,041 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$498 |
| − Insurance | −$135 |
| − HOA | −$17 |
| = Cash flow before vacancy & repairs | $-313 |
The numbers
- Price
- $324,900
- $ / sq ft
- $121 ZIP median $150
- Rent estimate
- $2,041/mo HUD fair-market rent
- Property taxes
- $5,972/yr 2% cap on assessed value $298,600
- PITIA (assumed)
- $2,354/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $17/mo
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 21/100 19% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,693 sq ft
- Lot
- 6,534 sq ft
- Year built
- 2007
- Property type
- Single Family
- HOA
- $17/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130986
- Listed
- Oct 12, 2026
- Days on market
- 3
- Listing agent
- Rochelle Perkins · Garnet Group
7656097316 · rochelle@rochelleknowsindy.com - Price history
- First asked $324,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.