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2score
$245,000
MLS
Street view10751 Whippoorwill Ln
Indianapolis IN 46231 · Townhouse · built 2003
2 bd2 ba1,293 sqft$189/sqft vs ZIP $147 +29%
0.93 lender DSCR (est.)
Rent covers the estimated payment 0.93× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,598/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$245,000List price
$1,598Rent estimate / mo
0.93Lender DSCR (est.)
$2,940Taxes / yr · assumed 1.2%
$147ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,598 |
| − Mortgage (P&I) | −$1,285 |
| − Taxes | −$245 |
| − Insurance | −$102 |
| − HOA | −$83 |
| = Cash flow before vacancy & repairs | $-117 |
The numbers
- Price
- $245,000
- $ / sq ft
- $189 ZIP median $147
- Rent estimate
- $1,598/mo HUD fair-market rent
- Property taxes
- $2,940/yr assumed 1.2% of price
- PITIA (assumed)
- $1,715/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $83/mo
- Lender DSCR (est.)
- 0.93 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100
The property
- Beds / baths
- 2 / 2
- Living area
- 1,293 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2003
- Property type
- Townhouse
- HOA
- $83/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22130537
- Listed
- Oct 9, 2026
- Days on market
- 9
- Listing agent
- Emily Brewer · Redfin Corporation
3179385046 · emily@indyhomepros.com - Price history
- First asked $245,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.