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51score
New↓ $130,000
$320,000
MLS
Street view10804 Thistle Rdg
Fishers IN 46038 · Single Family · built 1990
4 bd2.5 ba2,450 sqft$131/sqft vs ZIP $186 −30%
1.15 lender DSCR (est.)
Rent covers the estimated payment 1.15× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,481/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
30% under ZIP $/sqftprice cut 41%
The underwriting
The numbers (estimates, illustrative)
$320,000List price
$2,481Rent estimate / mo
1.15Lender DSCR (est.)
$3,840Taxes / yr · assumed 1.2%
$186ZIP median $ / sqft
51/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,481 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$320 |
| − Insurance | −$133 |
| − HOA | −$25 |
| = Cash flow before vacancy & repairs | $325 |
The numbers
- Price
- $320,000
- $ / sq ft
- $131 ZIP median $186
- Rent estimate
- $2,481/mo HUD fair-market rent
- Property taxes
- $3,840/yr assumed 1.2% of price
- PITIA (assumed)
- $2,156/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $25/mo
- Lender DSCR (est.)
- 1.15 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 51/100 30% under ZIP $/sqft · price cut 41%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,450 sq ft
- Lot
- 15,246 sq ft
- Year built
- 1990
- Property type
- Single Family
- HOA
- $25/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22134286
- Listed
- Oct 30, 2026
- Days on market
- 61 relisted — counted from when we first saw it
- Listing agent
- Cristina Velazquez Robles · Home Possible Realty LLC
3177744192 · cristina@coopergroupindy.com - Price history
- First asked $450,000 · previously $450,000 cut $130,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.