1 / 6
13score
↓ $14,901
$299,999
MLS
Street view10837 White Fern Way
Indianapolis IN 46239 · Single Family · built 2025
4 bd2.5 ba1,760 sqft$170/sqft vs ZIP $148 +15%
0.95 lender DSCR (est.)
Rent covers the estimated payment 0.95× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,093/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 5%
The underwriting
The numbers (estimates, illustrative)
$299,999List price
$2,093Rent estimate / mo
0.95Lender DSCR (est.)
$5,688Taxes / yr · county assessor
$148ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,093 |
| − Mortgage (P&I) | −$1,573 |
| − Taxes | −$474 |
| − Insurance | −$125 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $-112 |
The numbers
- Price
- $299,999
- $ / sq ft
- $170 ZIP median $148
- Rent estimate
- $2,093/mo ZIP + bedroom comps
- Property taxes
- $5,688/yr 2% cap on assessed value $284,400
- PITIA (assumed)
- $2,205/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 0.95 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 price cut 5%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 1,760 sq ft
- Lot
- 7,405 sq ft
- Year built
- 2025
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120414
- Listed
- Aug 15, 2026
- Days on market
- 63
- Listing agent
- Kolton Williford · Stamper Realty Group
2177788449 · kwwilliford@gmail.com - Price history
- First asked $314,900 · previously $304,900 cut $14,901
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.