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18score
New
$260,000
MLS
Street view10908 Firefly Cir
Indianapolis IN 46259 · Single Family · built 2004
3 bd2.5 ba2,034 sqft$128/sqft vs ZIP $151 −15%
0.88 lender DSCR (est.)
Rent covers the estimated payment 0.88× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,675/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
15% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$260,000List price
$1,675Rent estimate / mo
0.88Lender DSCR (est.)
$4,946Taxes / yr · county assessor
$151ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,675 |
| − Mortgage (P&I) | −$1,363 |
| − Taxes | −$412 |
| − Insurance | −$108 |
| − HOA | −$21 |
| = Cash flow before vacancy & repairs | $-230 |
The numbers
- Price
- $260,000
- $ / sq ft
- $128 ZIP median $151
- Rent estimate
- $1,675/mo HUD fair-market rent
- Property taxes
- $4,946/yr 2% cap on assessed value $247,300
- PITIA (assumed)
- $1,905/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $21/mo
- Lender DSCR (est.)
- 0.88 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 15% under ZIP $/sqft · new this week
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,034 sq ft
- Lot
- 7,841 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- $21/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128928
- Listed
- Sep 30, 2026
- Days on market
- 3
- Listing agent
- Jack Andrews · That Real Estate Company, LLC
3176792121 - Price history
- First asked $260,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.