Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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0score
$465,000
MLS
Street view10914 Lightship Ct
Fishers IN 46038 · Single Family · built 2001
2 bd2 ba2,220 sqft$209/sqft vs ZIP $190 +10%
0.47 lender DSCR (est.)
Rent covers the estimated payment 0.47× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,606/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$465,000List price
$1,606Rent estimate / mo
0.47Lender DSCR (est.)
$7,732Taxes / yr · county assessor
$190ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,606 |
| − Mortgage (P&I) | −$2,439 |
| − Taxes | −$644 |
| − Insurance | −$194 |
| − HOA | −$168 |
| = Cash flow before vacancy & repairs | $-1,839 |
The numbers
- Price
- $465,000
- $ / sq ft
- $209 ZIP median $190
- Rent estimate
- $1,606/mo HUD fair-market rent
- Property taxes
- $7,732/yr 2% cap on assessed value $386,600
- PITIA (assumed)
- $3,445/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $168/mo
- Lender DSCR (est.)
- 0.47 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 2 / 2
- Living area
- 2,220 sq ft
- Lot
- 10,890 sq ft
- Year built
- 2001
- Property type
- Single Family
- HOA
- $168/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22108790
- Listed
- Jun 19, 2026
- Days on market
- 108
- Listing agent
- Jim Reed · Berkshire Hathaway HomeServices Indiana Realty
3175587800 · jreed@bhhsin.com - Price history
- First asked $465,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.