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6score
$280,000
MLS
Street view10920 Zimmerman Ln
Indianapolis IN 46231 · Single Family · built 2004
3 bd2.5 ba2,078 sqft$135/sqft vs ZIP $144 −6%
0.92 lender DSCR (est.)
Rent covers the estimated payment 0.92× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$280,000List price
$1,710Rent estimate / mo
0.92Lender DSCR (est.)
$3,360Taxes / yr · assumed 1.2%
$144ZIP median $ / sqft
6/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$1,468 |
| − Taxes | −$280 |
| − Insurance | −$117 |
| = Cash flow before vacancy & repairs | $-155 |
The numbers
- Price
- $280,000
- $ / sq ft
- $135 ZIP median $144
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $3,360/yr assumed 1.2% of price
- PITIA (assumed)
- $1,865/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.92 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 6/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,078 sq ft
- Lot
- 5,227 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22126044
- Listed
- Sep 15, 2026
- Days on market
- 47
- Listing agent
- Beth Adams · Carpenter Realtors, Plainfield
3172816009 · badams@callcarpenter.com - Price history
- First asked $280,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.