1 / 6
40score
↓ $15,000
$264,900
MLS
Street view1101 Larch St
Indianapolis IN 46201 · Single Family · built 2018
4 bd3.5 ba3,000 sqft$88/sqft vs ZIP $141 −37%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,820/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
37% under ZIP $/sqftprice cut 6%below assessed value
The underwriting
The numbers (estimates, illustrative)
$264,900List price
$1,820Rent estimate / mo
0.82Lender DSCR (est.)
$8,740Taxes / yr · county assessor
$141ZIP median $ / sqft
40/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,820 |
| − Mortgage (P&I) | −$1,389 |
| − Taxes | −$728 |
| − Insurance | −$110 |
| = Cash flow before vacancy & repairs | $-408 |
The numbers
- Price
- $264,900
- $ / sq ft
- $88 ZIP median $141
- Rent estimate
- $1,820/mo ZIP + bedroom comps
- Property taxes
- $8,740/yr 2% cap on assessed value $437,000
- PITIA (assumed)
- $2,228/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 40/100 37% under ZIP $/sqft · price cut 6% · below assessed value
The property
- Beds / baths
- 4 / 3.5
- Living area
- 3,000 sq ft
- Lot
- 5,227 sq ft
- Year built
- 2018
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22111019
- Listed
- Jun 29, 2026
- Days on market
- 110
- Listing agent
- Kurt Clements · Diverse Property Solutions Ind
3175783827 · kurt@diversepsi.com - Price history
- First asked $279,900 · previously $279,900 cut $15,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.