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27score
$420,000
MLS
Street view11126 Echo Grove Ln
Indianapolis IN 46236 · Single Family · built 1989
4 bd3.5 ba3,506 sqft$120/sqft vs ZIP $163 −27%
0.68 lender DSCR (est.)
Rent covers the estimated payment 0.68× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,200/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
26% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$420,000List price
$2,200Rent estimate / mo
0.68Lender DSCR (est.)
$9,928Taxes / yr · county assessor
$163ZIP median $ / sqft
27/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,200 |
| − Mortgage (P&I) | −$2,203 |
| − Taxes | −$827 |
| − Insurance | −$175 |
| − HOA | −$13 |
| = Cash flow before vacancy & repairs | $-1,018 |
The numbers
- Price
- $420,000
- $ / sq ft
- $120 ZIP median $163
- Rent estimate
- $2,200/mo ZIP + bedroom comps
- Property taxes
- $9,928/yr 2% cap on assessed value $496,400
- PITIA (assumed)
- $3,218/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $13/mo
- Lender DSCR (est.)
- 0.68 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 27/100 26% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 3.5
- Living area
- 3,506 sq ft
- Lot
- 20,909 sq ft
- Year built
- 1989
- Property type
- Single Family
- HOA
- $13/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22087759
- Listed
- Jun 20, 2026
- Days on market
- 103
- Listing agent
- Robin Deluca · F.C. Tucker Company - Crosspoint
3175076718 · robin.deluca@talktotucker.com - Price history
- First asked $420,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.