1 / 6
5score
New
$499,900
MLS
Street view1114 E Saint Clair St
Indianapolis IN 46202 · Single Family · built 1900
3 bd3 ba2,029 sqft$246/sqft vs ZIP $207 +19%
0.55 lender DSCR (est.)
Rent covers the estimated payment 0.55× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,845/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$499,900List price
$1,845Rent estimate / mo
0.55Lender DSCR (est.)
$5,999Taxes / yr · assumed 1.2%
$207ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,845 |
| − Mortgage (P&I) | −$2,622 |
| − Taxes | −$500 |
| − Insurance | −$208 |
| = Cash flow before vacancy & repairs | $-1,485 |
The numbers
- Price
- $499,900
- $ / sq ft
- $246 ZIP median $207
- Rent estimate
- $1,845/mo ZIP + bedroom comps
- Property taxes
- $5,999/yr assumed 1.2% of price
- PITIA (assumed)
- $3,330/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.55 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 new this week
The property
- Beds / baths
- 3 / 3
- Living area
- 2,029 sq ft
- Lot
- 6,098 sq ft
- Year built
- 1900
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128711
- Listed
- Sep 29, 2026
- Days on market
- 4
- Listing agent
- Andy Ludlow · Exp Realty, LLC
3173726147 · aludlow@callcarpenter.com - Price history
- First asked $499,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.