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0score
$349,000
MLS
Street view11146 Cool Winds Way
Fishers IN 46037 · Single Family · built 2009
3 bd2 ba1,546 sqft$226/sqft vs ZIP $175 +29%
0.90 lender DSCR (est.)
Rent covers the estimated payment 0.90× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,130/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$349,000List price
$2,130Rent estimate / mo
0.90Lender DSCR (est.)
$4,188Taxes / yr · assumed 1.2%
$175ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,130 |
| − Mortgage (P&I) | −$1,830 |
| − Taxes | −$349 |
| − Insurance | −$145 |
| − HOA | −$30 |
| = Cash flow before vacancy & repairs | $-225 |
The numbers
- Price
- $349,000
- $ / sq ft
- $226 ZIP median $175
- Rent estimate
- $2,130/mo HUD fair-market rent
- Property taxes
- $4,188/yr assumed 1.2% of price
- PITIA (assumed)
- $2,355/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $30/mo
- Lender DSCR (est.)
- 0.90 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,546 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2009
- Property type
- Single Family
- HOA
- $30/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22126397
- Listed
- Sep 16, 2026
- Days on market
- 19
- Listing agent
- Lisa Nicholson · Highgarden Real Estate
3178467751 · lisaguinnupnicholson@gmail.com;lisan@talktotucker.com - Price history
- First asked $349,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.