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4score
$700,000
MLS
Street view11200 Governors Ln
Fishers IN 46037 · Single Family · built 1999
4 bd3.5 ba4,147 sqft$169/sqft vs ZIP $177 −5%
0.51 lender DSCR (est.)
Rent covers the estimated payment 0.51× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,520/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$700,000List price
$2,520Rent estimate / mo
0.51Lender DSCR (est.)
$11,230Taxes / yr · county assessor
$177ZIP median $ / sqft
4/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,520 |
| − Mortgage (P&I) | −$3,671 |
| − Taxes | −$936 |
| − Insurance | −$292 |
| − HOA | −$45 |
| = Cash flow before vacancy & repairs | $-2,423 |
The numbers
- Price
- $700,000
- $ / sq ft
- $169 ZIP median $177
- Rent estimate
- $2,520/mo HUD fair-market rent
- Property taxes
- $11,230/yr 2% cap on assessed value $561,500
- PITIA (assumed)
- $4,943/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $45/mo
- Lender DSCR (est.)
- 0.51 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 4/100
The property
- Beds / baths
- 4 / 3.5
- Living area
- 4,147 sq ft
- Lot
- 17,424 sq ft
- Year built
- 1999
- Property type
- Single Family
- HOA
- $45/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129800
- Listed
- Oct 8, 2026
- Days on market
- 25
- Listing agent
- Jim Wilson · Real Broker, LLC
3172895969 · jim@jimshomes.com - Price history
- First asked $700,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.