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8score
$449,900
MLS
Street view11220 Beardsley Way
Fishers IN 46038 · Single Family · built 2010
4 bd2.5 ba2,634 sqft$171/sqft vs ZIP $190 −10%
0.84 lender DSCR (est.)
Rent covers the estimated payment 0.84× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,553/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
10% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$449,900List price
$2,553Rent estimate / mo
0.84Lender DSCR (est.)
$5,399Taxes / yr · assumed 1.2%
$190ZIP median $ / sqft
8/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,553 |
| − Mortgage (P&I) | −$2,359 |
| − Taxes | −$450 |
| − Insurance | −$187 |
| − HOA | −$59 |
| = Cash flow before vacancy & repairs | $-503 |
The numbers
- Price
- $449,900
- $ / sq ft
- $171 ZIP median $190
- Rent estimate
- $2,553/mo HUD fair-market rent
- Property taxes
- $5,399/yr assumed 1.2% of price
- PITIA (assumed)
- $3,056/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $59/mo
- Lender DSCR (est.)
- 0.84 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 8/100 10% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,634 sq ft
- Lot
- 10,454 sq ft
- Year built
- 2010
- Property type
- Single Family
- HOA
- $59/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22125514
- Listed
- Sep 11, 2026
- Days on market
- 24
- Listing agent
- Cheng Lu · Trueblood Real Estate
7654760256 · cheng@truebloodre.com - Price history
- First asked $449,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.