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43score
↓ $5,010
$139,990
MLS
Street view1125 W Congress Ave
Indianapolis IN 46208 · Single Family · built 1918
2 bd1 ba1,540 sqft$91/sqft vs ZIP $126 −28%
1.10 lender DSCR (est.)
Rent covers the estimated payment 1.10× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,075/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
28% under ZIP $/sqftprice cut 4%
The underwriting
The numbers (estimates, illustrative)
$139,990List price
$1,075Rent estimate / mo
1.10Lender DSCR (est.)
$2,220Taxes / yr · county assessor
$126ZIP median $ / sqft
43/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,075 |
| − Mortgage (P&I) | −$734 |
| − Taxes | −$185 |
| − Insurance | −$58 |
| = Cash flow before vacancy & repairs | $98 |
The numbers
- Price
- $139,990
- $ / sq ft
- $91 ZIP median $126
- Rent estimate
- $1,075/mo ZIP + bedroom comps
- Property taxes
- $2,220/yr 2% cap on assessed value $111,000
- PITIA (assumed)
- $977/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.10 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 43/100 28% under ZIP $/sqft · price cut 4%
The property
- Beds / baths
- 2 / 1
- Living area
- 1,540 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1918
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22106611
- Listed
- Jun 10, 2026
- Days on market
- 129
- Listing agent
- Lora Reynolds · Epique Inc
3174966291 · lora@wrsuccess.com - Price history
- First asked $145,000 · previously $145,000 cut $5,010
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.