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70score
New
$70,000
MLS
Street view1131 N Centennial St
Indianapolis IN 46222 · Single Family · built 1920
3 bd1 ba1,239 sqft$56/sqft vs ZIP $150 −62%
1.67 lender DSCR (est.)
Rent covers the estimated payment 1.67× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $980/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.6762% under ZIP $/sqftverify conditionnew this week
The underwriting
The numbers (estimates, illustrative)
$70,000List price
$980Rent estimate / mo
1.67Lender DSCR (est.)
$2,282Taxes / yr · county assessor
$150ZIP median $ / sqft
70/100Deal Score
Monthly picture (illustrative)
| Rent est. | $980 |
| − Mortgage (P&I) | −$367 |
| − Taxes | −$190 |
| − Insurance | −$29 |
| = Cash flow before vacancy & repairs | $394 |
The numbers
- Price
- $70,000
- $ / sq ft
- $56 ZIP median $150
- Rent estimate
- $980/mo rent comps
- Property taxes
- $2,282/yr 2% cap on assessed value $114,100
- PITIA (assumed)
- $586/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.67 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 70/100 DSCR 1.67 · 62% under ZIP $/sqft · verify condition · new this week
The property
- Beds / baths
- 3 / 1
- Living area
- 1,239 sq ft
- Lot
- 3,920 sq ft
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128611
- Listed
- Sep 28, 2026
- Days on market
- 3
- Listing agent
- Zackary Taylor · Tyler Knows Real Estate LLC
7073499250 · zackarytaylor01@gmail.com - Price history
- First asked $70,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.