1 / 6
12score
New
$409,900
MLS
Street view1134 W 78th St
Indianapolis IN 46260 · Single Family · built 1977
6 bd2.5 ba2,676 sqft$153/sqft vs ZIP $168 −9%
0.66 lender DSCR (est.)
Rent covers the estimated payment 0.66× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,943/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
9% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$409,900List price
$1,943Rent estimate / mo
0.66Lender DSCR (est.)
$7,370Taxes / yr · county assessor
$168ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,943 |
| − Mortgage (P&I) | −$2,150 |
| − Taxes | −$614 |
| − Insurance | −$171 |
| = Cash flow before vacancy & repairs | $-992 |
The numbers
- Price
- $409,900
- $ / sq ft
- $153 ZIP median $168
- Rent estimate
- $1,943/mo HUD fair-market rent
- Property taxes
- $7,370/yr 2% cap on assessed value $368,500
- PITIA (assumed)
- $2,935/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 9% under ZIP $/sqft · new this week
The property
- Beds / baths
- 6 / 2.5
- Living area
- 2,676 sq ft
- Lot
- 17,424 sq ft
- Year built
- 1977
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22131428
- Listed
- Oct 28, 2026
- Days on market
- 5
- Listing agent
- Casey Ward-lewis · F.C. Tucker Company
3178437766 · casey@talktotucker.com - Price history
- First asked $409,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.