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13score
$284,000
MLS
Street view1145 S West St
Indianapolis IN 46225 · Single Family · built 1930
3 bd2 ba1,045 sqft$272/sqft vs ZIP $148 +84%
1.10 lender DSCR (est.)
Rent covers the estimated payment 1.10× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,900/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$284,000List price
$1,900Rent estimate / mo
1.10Lender DSCR (est.)
$1,376Taxes / yr · county assessor
$148ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,900 |
| − Mortgage (P&I) | −$1,489 |
| − Taxes | −$115 |
| − Insurance | −$118 |
| = Cash flow before vacancy & repairs | $178 |
The numbers
- Price
- $284,000
- $ / sq ft
- $272 ZIP median $148
- Rent estimate
- $1,900/mo ZIP + bedroom comps
- Property taxes
- $1,376/yr 2% cap on assessed value $68,800
- PITIA (assumed)
- $1,722/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.10 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,045 sq ft
- Lot
- 2,614 sq ft
- Year built
- 1930
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22101618
- Listed
- May 15, 2026
- Days on market
- 155
- Listing agent
- Lupe Ortiz · CENTURY 21 Scheetz
8123439793 · lupe@c21scheetz.com - Price history
- First asked $284,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.