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20score
$323,999
MLS
Street view11513 Brook Bay Cir
Indianapolis IN 46229 · Single Family · built 2003
3 bd2.5 ba2,852 sqft$114/sqft vs ZIP $139 −18%
0.70 lender DSCR (est.)
Rent covers the estimated payment 0.70× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,735/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
18% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$323,999List price
$1,735Rent estimate / mo
0.70Lender DSCR (est.)
$7,462Taxes / yr · county assessor
$139ZIP median $ / sqft
20/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,735 |
| − Mortgage (P&I) | −$1,699 |
| − Taxes | −$622 |
| − Insurance | −$135 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $-754 |
The numbers
- Price
- $323,999
- $ / sq ft
- $114 ZIP median $139
- Rent estimate
- $1,735/mo ZIP + bedroom comps
- Property taxes
- $7,462/yr 2% cap on assessed value $373,100
- PITIA (assumed)
- $2,489/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 0.70 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 20/100 18% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,852 sq ft
- Lot
- 6,970 sq ft
- Year built
- 2003
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127881
- Listed
- Oct 9, 2026
- Days on market
- 23
- Listing agent
- Barbara Whiteside · Keller Williams Indy Metro Ne
3174143262 · barb@succeedrealestate.com - Price history
- First asked $323,999
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.