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65score
$95,000
MLS
Street view1152 N Centennial St
Indianapolis IN 46222 · Single Family · built 1905
3 bd1 ba1,722 sqft$55/sqft vs ZIP $150 −63%
1.81 lender DSCR (est.)
Rent covers the estimated payment 1.81× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,330/mo (rent comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.8163% under ZIP $/sqftverify conditionbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$95,000List price
$1,330Rent estimate / mo
1.81Lender DSCR (est.)
$2,374Taxes / yr · county assessor
$150ZIP median $ / sqft
65/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,330 |
| − Mortgage (P&I) | −$498 |
| − Taxes | −$198 |
| − Insurance | −$40 |
| = Cash flow before vacancy & repairs | $594 |
The numbers
- Price
- $95,000
- $ / sq ft
- $55 ZIP median $150
- Rent estimate
- $1,330/mo rent comps
- Property taxes
- $2,374/yr 2% cap on assessed value $118,700
- PITIA (assumed)
- $736/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.81 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 65/100 DSCR 1.81 · 63% under ZIP $/sqft · verify condition · below assessed value
The property
- Beds / baths
- 3 / 1
- Living area
- 1,722 sq ft
- Lot
- 4,356 sq ft
- Year built
- 1905
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22124537
- Listed
- Sep 9, 2026
- Days on market
- 23
- Listing agent
- Cole Zachary · F.C. Tucker Company - East
3175040408 · cole.zachary@talktotucker.com - Price history
- First asked $95,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.