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34score
New
$225,000
MLS
Street view11543 Congressional Ln
Indianapolis IN 46235 · Single Family · built 2001
3 bd2.5 ba1,970 sqft$114/sqft vs ZIP $138 −17%
1.05 lender DSCR (est.)
Rent covers the estimated payment 1.05× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,766/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
17% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$225,000List price
$1,766Rent estimate / mo
1.05Lender DSCR (est.)
$4,584Taxes / yr · county assessor
$138ZIP median $ / sqft
34/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,766 |
| − Mortgage (P&I) | −$1,180 |
| − Taxes | −$382 |
| − Insurance | −$94 |
| − HOA | −$27 |
| = Cash flow before vacancy & repairs | $83 |
The numbers
- Price
- $225,000
- $ / sq ft
- $114 ZIP median $138
- Rent estimate
- $1,766/mo ZIP + bedroom comps
- Property taxes
- $4,584/yr 2% cap on assessed value $229,200
- PITIA (assumed)
- $1,683/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $27/mo
- Lender DSCR (est.)
- 1.05 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 34/100 17% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,970 sq ft
- Lot
- 4,792 sq ft
- Year built
- 2001
- Property type
- Single Family
- HOA
- $27/mo
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133546
- Listed
- Oct 27, 2026
- Days on market
- 5
- Listing agent
- Hendratno Witosaputro · Keller Williams Indpls Metro N
3173740344 · indymetronorth@kw.com - Price history
- First asked $225,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.