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65score
New
$165,000
MLS
Street view11637 Whidbey Dr
Indianapolis IN 46229 · Single Family · built 1980
4 bd2.5 ba3,420 sqft$48/sqft vs ZIP $138 −65%
1.52 lender DSCR (est.)
Rent covers the estimated payment 1.52× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,945/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.5265% under ZIP $/sqftverify conditionnew this week
The underwriting
The numbers (estimates, illustrative)
$165,000List price
$1,945Rent estimate / mo
1.52Lender DSCR (est.)
$4,186Taxes / yr · county assessor
$138ZIP median $ / sqft
65/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,945 |
| − Mortgage (P&I) | −$865 |
| − Taxes | −$349 |
| − Insurance | −$69 |
| = Cash flow before vacancy & repairs | $662 |
The numbers
- Price
- $165,000
- $ / sq ft
- $48 ZIP median $138
- Rent estimate
- $1,945/mo ZIP + bedroom comps
- Property taxes
- $4,186/yr 2% cap on assessed value $209,300
- PITIA (assumed)
- $1,283/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.52 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 65/100 DSCR 1.52 · 65% under ZIP $/sqft · verify condition · new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,420 sq ft
- Lot
- 11,326 sq ft
- Year built
- 1980
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127877
- Listed
- Sep 25, 2026
- Days on market
- 7
- Listing agent
- Cheryl Kypreos · Keller Williams Indy Metro Ne
3177494666 · inhomes@kypreosteam.com - Price history
- First asked $165,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.