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15score
↓ $5,100New Construction
$239,900
MLS
Street view1172 Groff Ave
Indianapolis IN 46222 · Single Family · built 2026
3 bd2 ba1,520 sqft$158/sqft vs ZIP $158 −0%
1.06 lender DSCR (est.)
Rent covers the estimated payment 1.06× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,700/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 2%
The underwriting
The numbers (estimates, illustrative)
$239,900List price
$1,700Rent estimate / mo
1.06Lender DSCR (est.)
$2,879Taxes / yr · assumed 1.2%
$158ZIP median $ / sqft
15/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,700 |
| − Mortgage (P&I) | −$1,258 |
| − Taxes | −$240 |
| − Insurance | −$100 |
| = Cash flow before vacancy & repairs | $102 |
The numbers
- Price
- $239,900
- $ / sq ft
- $158 ZIP median $158
- Rent estimate
- $1,700/mo ZIP + bedroom comps
- Property taxes
- $2,879/yr assumed 1.2% of price
- PITIA (assumed)
- $1,598/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.06 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 15/100 price cut 2%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,520 sq ft
- Lot
- 30,928 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- New Construction
- MLS #
- 22113158
- Listed
- Jul 14, 2026
- Days on market
- 95
- Listing agent
- Ana Patino · Exp Realty, LLC
3173004471 · patinoanalucero@gmail.com - Price history
- First asked $245,000 · previously $242,000 cut $5,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.