Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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26score
$315,300
MLS
Street view11749 White Cloud Dr
Indianapolis IN 46235 · Single Family · built 2018
4 bd2.5 ba3,059 sqft$103/sqft vs ZIP $138 −25%
0.84 lender DSCR (est.)
Rent covers the estimated payment 0.84× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,995/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
25% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$315,300List price
$1,995Rent estimate / mo
0.84Lender DSCR (est.)
$7,138Taxes / yr · county assessor
$138ZIP median $ / sqft
26/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,995 |
| − Mortgage (P&I) | −$1,653 |
| − Taxes | −$595 |
| − Insurance | −$131 |
| = Cash flow before vacancy & repairs | $-385 |
The numbers
- Price
- $315,300
- $ / sq ft
- $103 ZIP median $138
- Rent estimate
- $1,995/mo ZIP + bedroom comps
- Property taxes
- $7,138/yr 2% cap on assessed value $356,900
- PITIA (assumed)
- $2,380/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.84 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 26/100 25% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,059 sq ft
- Lot
- 6,970 sq ft
- Year built
- 2018
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22113166
- Listed
- Jul 10, 2026
- Days on market
- 85
- Listing agent
- Steven Bintz · EveryState, Inc.
7257251234 · broker@everystate.com - Price history
- First asked $315,300
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.