1 / 6
5score
↓ $7,000
$278,900
MLS
Street view11754 Hartwell St
Indianapolis IN 46235 · Single Family · built 2023
3 bd2 ba1,544 sqft$181/sqft vs ZIP $138 +31%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,740/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 3%
The underwriting
The numbers (estimates, illustrative)
$278,900List price
$1,740Rent estimate / mo
0.85Lender DSCR (est.)
$5,042Taxes / yr · county assessor
$138ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,740 |
| − Mortgage (P&I) | −$1,463 |
| − Taxes | −$420 |
| − Insurance | −$116 |
| − HOA | −$58 |
| = Cash flow before vacancy & repairs | $-317 |
The numbers
- Price
- $278,900
- $ / sq ft
- $181 ZIP median $138
- Rent estimate
- $1,740/mo ZIP + bedroom comps
- Property taxes
- $5,042/yr 2% cap on assessed value $252,100
- PITIA (assumed)
- $2,057/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $58/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 price cut 3%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,544 sq ft
- Lot
- 6,970 sq ft
- Year built
- 2023
- Property type
- Single Family
- HOA
- $58/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22113910
- Listed
- Jul 16, 2026
- Days on market
- 93
- Listing agent
- Steve Sergi - The Sergi Group · REMAX ONE
3175075883 · stevesergi@remax.net - Price history
- First asked $285,900 · previously $282,900 cut $7,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.