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0score
$305,000
MLS
Street view11816 Vale St
Indianapolis IN 46235 · Single Family · built 2025
4 bd2.5 ba2,169 sqft$141/sqft vs ZIP $141 −0%
0.88 lender DSCR (est.)
Rent covers the estimated payment 0.88× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,000/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$305,000List price
$2,000Rent estimate / mo
0.88Lender DSCR (est.)
$5,788Taxes / yr · county assessor
$141ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,000 |
| − Mortgage (P&I) | −$1,599 |
| − Taxes | −$482 |
| − Insurance | −$127 |
| − HOA | −$67 |
| = Cash flow before vacancy & repairs | $-276 |
The numbers
- Price
- $305,000
- $ / sq ft
- $141 ZIP median $141
- Rent estimate
- $2,000/mo ZIP + bedroom comps
- Property taxes
- $5,788/yr 2% cap on assessed value $289,400
- PITIA (assumed)
- $2,276/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $67/mo
- Lender DSCR (est.)
- 0.88 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,169 sq ft
- Lot
- 5,663 sq ft
- Year built
- 2025
- Property type
- Single Family
- HOA
- $67/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22124876
- Listed
- Sep 15, 2026
- Days on market
- 18
- Listing agent
- AMR Real Estate LLC
3175066925 - Price history
- First asked $305,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.