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6score
$650,000
MLS
Street view11818 Kittery Dr
Fishers IN 46037 · Single Family · built 2005
5 bd3.5 ba3,978 sqft$163/sqft vs ZIP $177 −8%
0.57 lender DSCR (est.)
Rent covers the estimated payment 0.57× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,520/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$650,000List price
$2,520Rent estimate / mo
0.57Lender DSCR (est.)
$7,800Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
6/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,520 |
| − Mortgage (P&I) | −$3,409 |
| − Taxes | −$650 |
| − Insurance | −$271 |
| − HOA | −$58 |
| = Cash flow before vacancy & repairs | $-1,868 |
The numbers
- Price
- $650,000
- $ / sq ft
- $163 ZIP median $177
- Rent estimate
- $2,520/mo HUD fair-market rent
- Property taxes
- $7,800/yr assumed 1.2% of price
- PITIA (assumed)
- $4,388/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $58/mo
- Lender DSCR (est.)
- 0.57 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 6/100
The property
- Beds / baths
- 5 / 3.5
- Living area
- 3,978 sq ft
- Lot
- 14,375 sq ft
- Year built
- 2005
- Property type
- Single Family
- HOA
- $58/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132577
- Listed
- Oct 23, 2026
- Days on market
- 11
- Listing agent
- Mamadou Gueye · Trueblood Real Estate
3178478873 · mamadou@truebloodre.com - Price history
- First asked $650,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.