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9score
$242,000
MLS
Street view120 White Lick Dr
Indianapolis IN 46227 · Single Family · built 2002
3 bd2.5 ba1,494 sqft$162/sqft vs ZIP $156 +4%
1.04 lender DSCR (est.)
Rent covers the estimated payment 1.04× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,850/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$242,000List price
$1,850Rent estimate / mo
1.04Lender DSCR (est.)
$4,634Taxes / yr · county assessor
$156ZIP median $ / sqft
9/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,850 |
| − Mortgage (P&I) | −$1,269 |
| − Taxes | −$386 |
| − Insurance | −$101 |
| − HOA | −$23 |
| = Cash flow before vacancy & repairs | $71 |
The numbers
- Price
- $242,000
- $ / sq ft
- $162 ZIP median $156
- Rent estimate
- $1,850/mo ZIP + bedroom comps
- Property taxes
- $4,634/yr 2% cap on assessed value $231,700
- PITIA (assumed)
- $1,779/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $23/mo
- Lender DSCR (est.)
- 1.04 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 9/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,494 sq ft
- Lot
- 3,920 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $23/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22123005
- Listed
- Aug 28, 2026
- Days on market
- 50
- Listing agent
- Ngun Til · Landtree, REALTORS®
3178883331 · nguntilrealestate@gmail.com - Price history
- First asked $242,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.