Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
16score
↓ $4,000
$200,000
MLS
Street view12035 Zircon Ln
Fishers IN 46038 · Condo · built 2018
2 bd1 ba1,048 sqft$191/sqft vs ZIP $190 −0%
1.00 lender DSCR (est.)
Rent covers the estimated payment 1.00× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,606/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 2%below assessed value
The underwriting
The numbers (estimates, illustrative)
$200,000List price
$1,606Rent estimate / mo
1.00Lender DSCR (est.)
$2,400Taxes / yr · assumed 1.2%
$190ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,606 |
| − Mortgage (P&I) | −$1,049 |
| − Taxes | −$200 |
| − Insurance | −$83 |
| − HOA | −$270 |
| = Cash flow before vacancy & repairs | $4 |
The numbers
- Price
- $200,000
- $ / sq ft
- $191 ZIP median $190
- Rent estimate
- $1,606/mo HUD fair-market rent
- Property taxes
- $2,400/yr assumed 1.2% of price
- PITIA (assumed)
- $1,602/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $270/mo
- Lender DSCR (est.)
- 1.00 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100 price cut 2% · below assessed value
The property
- Beds / baths
- 2 / 1
- Living area
- 1,048 sq ft
- Lot
- —
- Year built
- 2018
- Property type
- Condo
- HOA
- $270/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22112453
- Listed
- Jul 10, 2026
- Days on market
- 87
- Listing agent
- Cynthia Yosha-snyder · F.C. Tucker Company
3178444200 · cynthia@talktotucker.com - Price history
- First asked $204,000 · previously $204,000 cut $4,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.