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0score
New Construction
$988,000
MLS
Street view12036 Citywalk Dr
Fishers IN 46038 · Single Family · built 2026
3 bd3.5 ba3,351 sqft$295/sqft vs ZIP $190 +55%
0.32 lender DSCR (est.)
Rent covers the estimated payment 0.32× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,098/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$988,000List price
$2,098Rent estimate / mo
0.32Lender DSCR (est.)
$11,856Taxes / yr · assumed 1.2%
$190ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,098 |
| − Mortgage (P&I) | −$5,181 |
| − Taxes | −$988 |
| − Insurance | −$412 |
| − HOA | −$29 |
| = Cash flow before vacancy & repairs | $-4,512 |
The numbers
- Price
- $988,000
- $ / sq ft
- $295 ZIP median $190
- Rent estimate
- $2,098/mo HUD fair-market rent
- Property taxes
- $11,856/yr assumed 1.2% of price
- PITIA (assumed)
- $6,610/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $29/mo
- Lender DSCR (est.)
- 0.32 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 3.5
- Living area
- 3,351 sq ft
- Lot
- 1,742 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- $29/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- New Construction
- MLS #
- 22074300
- Listed
- Nov 21, 2025
- Days on market
- 318
- Listing agent
- Jeff Cloyd · Re/Max Advanced Realty
3177758600 · jeffrey.cloyd@gmail.com - Price history
- First asked $988,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.