1 / 6
25score
New
$219,900
MLS
Street view1212 Topp Creek Dr
Indianapolis IN 46214 · Single Family · built 2013
4 bd2.5 ba1,541 sqft$143/sqft vs ZIP $143 −0%
1.13 lender DSCR (est.)
Rent covers the estimated payment 1.13× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,846/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$219,900List price
$1,846Rent estimate / mo
1.13Lender DSCR (est.)
$4,592Taxes / yr · county assessor
$143ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,846 |
| − Mortgage (P&I) | −$1,153 |
| − Taxes | −$383 |
| − Insurance | −$92 |
| = Cash flow before vacancy & repairs | $219 |
The numbers
- Price
- $219,900
- $ / sq ft
- $143 ZIP median $143
- Rent estimate
- $1,846/mo HUD fair-market rent
- Property taxes
- $4,592/yr 2% cap on assessed value $229,600
- PITIA (assumed)
- $1,627/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.13 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 new this week · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 1,541 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2013
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128237
- Listed
- Sep 25, 2026
- Days on market
- 7
- Listing agent
- Stephan M Kline · Kline Properties, Inc.
3176441401 · skline@klinepm.com - Price history
- First asked $219,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.