Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
Street view of 1230 S Talbott St
1 / 6
0score
$375,000
MLS Street view
Search photos

1230 S Talbott St

Indianapolis IN 46225 · Single Family · built 2019
3 bd3 ba1,648 sqft$228/sqft vs ZIP $148 +54%
0.71 lender DSCR (est.)
Rent covers the estimated payment 0.71× · walk-away floor 1.20 · high confidence
How we compute this

Rent est. $1,900/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

The underwriting

The numbers (estimates, illustrative)

$375,000List price
$1,900Rent estimate / mo
0.71Lender DSCR (est.)
$6,540Taxes / yr · county assessor
$148ZIP median $ / sqft
0/100Deal Score

Monthly picture (illustrative)

Rent est.$1,900
− Mortgage (P&I)−$1,967
− Taxes−$545
− Insurance−$156
= Cash flow before vacancy & repairs$-768

The numbers

Price
$375,000
$ / sq ft
$228 ZIP median $148
Rent estimate
$1,900/mo ZIP + bedroom comps
Property taxes
$6,540/yr 2% cap on assessed value $327,000
PITIA (assumed)
$2,668/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
0.71 rent ÷ PITIA · lender floor 1.20
Deal Score
0/100

The property

Beds / baths
3 / 3
Living area
1,648 sq ft
Lot
4,792 sq ft
Year built
2019
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22094223
Listed
Apr 9, 2026
Days on market
177
Listing agent
Allison Steck · Compass Indiana, LLC
3173329686 · allison.steck@compass.com
Price history
First asked $375,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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