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21score
New
$360,000
MLS
Street view12351 Blue Sky Dr
Fishers IN 46037 · Single Family · built 1999
4 bd2.5 ba2,180 sqft$165/sqft vs ZIP $175 −6%
1.07 lender DSCR (est.)
Rent covers the estimated payment 1.07× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,593/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$360,000List price
$2,593Rent estimate / mo
1.07Lender DSCR (est.)
$4,320Taxes / yr · assumed 1.2%
$175ZIP median $ / sqft
21/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,593 |
| − Mortgage (P&I) | −$1,888 |
| − Taxes | −$360 |
| − Insurance | −$150 |
| − HOA | −$25 |
| = Cash flow before vacancy & repairs | $170 |
The numbers
- Price
- $360,000
- $ / sq ft
- $165 ZIP median $175
- Rent estimate
- $2,593/mo HUD fair-market rent
- Property taxes
- $4,320/yr assumed 1.2% of price
- PITIA (assumed)
- $2,423/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $25/mo
- Lender DSCR (est.)
- 1.07 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 21/100 new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,180 sq ft
- Lot
- 7,841 sq ft
- Year built
- 1999
- Property type
- Single Family
- HOA
- $25/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22123064
- Listed
- Sep 28, 2026
- Days on market
- 7
- Listing agent
- Heather Carpenter · Encore Sotheby's International Realty
3176604444 · heather.carpenter@encoresothebysrealty.com - Price history
- First asked $360,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.