Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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3score
$339,000
MLS
Street view1238 S Talbott St
Indianapolis IN 46225 · Single Family · built 1921
3 bd2.5 ba1,972 sqft$172/sqft vs ZIP $148 +16%
0.77 lender DSCR (est.)
Rent covers the estimated payment 0.77× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,900/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
registered rental
The underwriting
The numbers (estimates, illustrative)
$339,000List price
$1,900Rent estimate / mo
0.77Lender DSCR (est.)
$6,636Taxes / yr · county assessor
$148ZIP median $ / sqft
3/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,900 |
| − Mortgage (P&I) | −$1,778 |
| − Taxes | −$553 |
| − Insurance | −$141 |
| = Cash flow before vacancy & repairs | $-572 |
The numbers
- Price
- $339,000
- $ / sq ft
- $172 ZIP median $148
- Rent estimate
- $1,900/mo ZIP + bedroom comps
- Property taxes
- $6,636/yr 2% cap on assessed value $331,800
- PITIA (assumed)
- $2,472/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.77 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 3/100 registered rental
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,972 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1921
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22104946
- Listed
- Jul 24, 2026
- Days on market
- 71
- Listing agent
- Jacqueline Phillips-stackman · New Quantum Realty Group
3172102770 · jpsdreamhomes@gmail.com - Price history
- First asked $339,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.