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0score
$421,000
MLS
Street view1244 Luce Creek Cir
Greenwood IN 46142 · Single Family · built 1996
4 bd2.5 ba2,508 sqft$168/sqft vs ZIP $168 −0%
0.66 lender DSCR (est.)
Rent covers the estimated payment 0.66× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,862/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$421,000List price
$1,862Rent estimate / mo
0.66Lender DSCR (est.)
$5,052Taxes / yr · assumed 1.2%
$168ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,862 |
| − Mortgage (P&I) | −$2,208 |
| − Taxes | −$421 |
| − Insurance | −$175 |
| − HOA | −$25 |
| = Cash flow before vacancy & repairs | $-967 |
The numbers
- Price
- $421,000
- $ / sq ft
- $168 ZIP median $168
- Rent estimate
- $1,862/mo HUD fair-market rent
- Property taxes
- $5,052/yr assumed 1.2% of price
- PITIA (assumed)
- $2,829/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $25/mo
- Lender DSCR (est.)
- 0.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,508 sq ft
- Lot
- 14,375 sq ft
- Year built
- 1996
- Property type
- Single Family
- HOA
- $25/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22125831
- Listed
- Sep 13, 2026
- Days on market
- 22
- Listing agent
- Jeff Paxson Team · Jeff Paxson Team
3176792121 · jeff@jeffpaxson.com - Price history
- First asked $421,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.