1 / 6
0score
$439,900
MLS
Street view12554 Churning Ct
Noblesville IN 46060 · Single Family · built 2026
3 bd3 ba2,362 sqft$186/sqft vs ZIP $183 +2%
0.53 lender DSCR (est.)
Rent covers the estimated payment 0.53× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,699/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$439,900List price
$1,699Rent estimate / mo
0.53Lender DSCR (est.)
$7,942Taxes / yr · county assessor
$183ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,699 |
| − Mortgage (P&I) | −$2,307 |
| − Taxes | −$662 |
| − Insurance | −$183 |
| − HOA | −$71 |
| = Cash flow before vacancy & repairs | $-1,524 |
The numbers
- Price
- $439,900
- $ / sq ft
- $186 ZIP median $183
- Rent estimate
- $1,699/mo HUD fair-market rent
- Property taxes
- $7,942/yr 2% cap on assessed value $397,100
- PITIA (assumed)
- $3,223/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $71/mo
- Lender DSCR (est.)
- 0.53 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 3
- Living area
- 2,362 sq ft
- Lot
- 5,663 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- $71/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129862
- Listed
- Oct 6, 2026
- Days on market
- 27
- Listing agent
- Melissa Roop · F.C. Tucker Company - Fishers/Geist
2604138374 · melissa.roop@talktotucker.com - Price history
- First asked $439,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.