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25score
$415,000
MLS
Street view12597 Brady Ln
Noblesville IN 46060 · Single Family · built 2008
4 bd2.5 ba3,228 sqft$129/sqft vs ZIP $184 −30%
0.76 lender DSCR (est.)
Rent covers the estimated payment 0.76× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,130/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
30% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$415,000List price
$2,130Rent estimate / mo
0.76Lender DSCR (est.)
$4,980Taxes / yr · assumed 1.2%
$184ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,130 |
| − Mortgage (P&I) | −$2,176 |
| − Taxes | −$415 |
| − Insurance | −$173 |
| − HOA | −$30 |
| = Cash flow before vacancy & repairs | $-664 |
The numbers
- Price
- $415,000
- $ / sq ft
- $129 ZIP median $184
- Rent estimate
- $2,130/mo HUD fair-market rent
- Property taxes
- $4,980/yr assumed 1.2% of price
- PITIA (assumed)
- $2,794/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $30/mo
- Lender DSCR (est.)
- 0.76 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 30% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,228 sq ft
- Lot
- 5,227 sq ft
- Year built
- 2008
- Property type
- Single Family
- HOA
- $30/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22126945
- Listed
- Sep 22, 2026
- Days on market
- 13
- Listing agent
- Mark Lopez · F.C. Tucker Company - Zionsville
3178735391 · malopez@talktotucker.com - Price history
- First asked $415,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.