Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
30score
↓ $20,000
$345,000
MLS
Street view12601 Loyalty Dr
Fishers IN 46037 · Single Family · built 2004
3 bd2.5 ba2,594 sqft$133/sqft vs ZIP $175 −24%
0.86 lender DSCR (est.)
Rent covers the estimated payment 0.86× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,114/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
24% under ZIP $/sqftprice cut 6%
The underwriting
The numbers (estimates, illustrative)
$345,000List price
$2,114Rent estimate / mo
0.86Lender DSCR (est.)
$6,206Taxes / yr · county assessor
$175ZIP median $ / sqft
30/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,114 |
| − Mortgage (P&I) | −$1,809 |
| − Taxes | −$517 |
| − Insurance | −$144 |
| = Cash flow before vacancy & repairs | $-356 |
The numbers
- Price
- $345,000
- $ / sq ft
- $133 ZIP median $175
- Rent estimate
- $2,114/mo HUD fair-market rent
- Property taxes
- $6,206/yr 2% cap on assessed value $310,300
- PITIA (assumed)
- $2,470/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.86 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 30/100 24% under ZIP $/sqft · price cut 6%
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,594 sq ft
- Lot
- 4,792 sq ft
- Year built
- 2004
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120856
- Listed
- Aug 24, 2026
- Days on market
- 42
- Listing agent
- Jen Dunham · Berkshire Hathaway HomeServices Indiana Realty
3172596000 · jen@jendunhamhomes.com - Price history
- First asked $365,000 · previously $365,000 cut $20,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.