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26score
$145,000
MLS
Street view12620 Southeastern Ave
Indianapolis IN 46259 · Single Family · built 1950
2 bd1 ba672 sqft$216/sqft vs ZIP $151 +43%
1.30 lender DSCR (est.)
Rent covers the estimated payment 1.30× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,256/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.30
The underwriting
The numbers (estimates, illustrative)
$145,000List price
$1,256Rent estimate / mo
1.30Lender DSCR (est.)
$1,740Taxes / yr · assumed 1.2%
$151ZIP median $ / sqft
26/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,256 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$145 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $290 |
The numbers
- Price
- $145,000
- $ / sq ft
- $216 ZIP median $151
- Rent estimate
- $1,256/mo HUD fair-market rent
- Property taxes
- $1,740/yr assumed 1.2% of price
- PITIA (assumed)
- $966/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.30 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 26/100 DSCR 1.30
The property
- Beds / baths
- 2 / 1
- Living area
- 672 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1950
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22132363
- Listed
- Oct 20, 2026
- Days on market
- 12
- Listing agent
- Natalie Lyons · @properties
3173448811 · nlyons@kw.com - Price history
- First asked $145,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.